9433 Channing Hill Dr, Sun City Center, FL 33573
4 beds · 2 baths · 1,935 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to Belmont South, located in the heart of beautiful Sun City Center—where resort-style living meets everyday comfort. This pristine, move-in-ready home, built in 2022, offers just under 2,000 square feet of thoughtfully designed living space. With 4 bedrooms and 2 full bathrooms, including a spacious primary en suite, the split floor plan provides both functionality and privacy for the whole family. Step inside and you’ll find vaulted ceilings and an abundance of natural light that enhance the home’s open, airy atmosphere. The modern kitchen is the centerpiece of the home, featuring granite countertops, stainless steel appliances, an island with seating, and rich espresso shaker-style cabinetry—perfect for both everyday living and entertaining. The main bathroom has been updated with sleek glass shower doors. The generous primary suite offers a peaceful retreat with a walk-in closet and a spa-inspired en suite bathroom that includes a large walk-in shower, dual vanities, and a private water closet. Outside, the fully fenced white vinyl backyard provides the ideal space for pets, playtime, or relaxing in the Florida sunshine. Belmont South offers incredible amenities including a resort-style pool, clubhouse, tennis and basketball courts, a fitness center, dog park, playground, and scenic trails. With convenient access to US-301, US-41, and I-75—and shopping and dining just minutes away—you’ll enjoy the best of Florida living right at your doorstep. Don’t miss your opportunity to see this beautiful home—schedule your private showing today!
Source: STELLAR #TB8370346
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8370346
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.