9409 Brightstar Dr, Manassas Park, VA 20111
4 beds · 4 baths · 3,639 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Immaculate and extensively upgraded single-family home located in the desirable community of Cayden Ridge! Built in 2020 and meticulously maintained, this fantastic residence features 4 spacious bedrooms, 3.5 bathrooms, and a long list of premium upgrades that truly set it apart. The chef’s kitchen boasts an oversized island, modern cabinetry, and an open layout perfect for entertaining. Flowing into a bright and spacious living area, the home offers an exceptional open-concept design ideal for modern lifestyles. Step into the private backyard oasis with a Trex deck, screened-in porch, and privacy fence, all installed in 2020. Whether you’re entertaining or relaxing after work, this space is ready for it all. Recent Upgrades & Features:***2023 Ion Solar System – 28 panels | Avg. electric bill: $28/month ***2024 Premium Wood Laminate Flooring***2025 Fresh Paint***2024 Built-in Closet Systems in Primary & Secondary Bedrooms***2024 Epoxy Garage Floor***2024 LG Washer & Dryer***2024 Water Purification System***2022 EV Charger Installation***2022 Irrigation System***Dedicated Office Space – perfect for remote work***2020 Trex Deck + Screened-In Porch***2020 Privacy Fence.****2021 Sauna **** 2020 Safe Installed in the garage. Additional Highlights: Model-home level finishes throughout, spacious bedrooms and luxurious bathrooms, Oversized garage with epoxy floor and storage upgrades, fully fenced yard with professional landscaping, excellent commuter location near major highways, shopping, and dining. This is a rare opportunity to own a nearly-new home with every major upgrade already done for you. Move right in and enjoy an energy-efficient, high-tech, beautifully designed space without lifting a finger.
Source: BRIGHT #VAPW2091242
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAPW2091242
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.