9399 TRINANA CIR, Winter Garden, FL 34787
Welcome home to this stunning five-bedroom, four-bath lakefront property. The home is on a large lot with 93 feet of lakefront, and it features an array of upgrades and new appliances inside and outside. Step into a realm of outdoor luxury and entertainment where every corner invites relaxation and enjoyment. The backyard paradise is an entertainer’s dream – designed for lavish gatherings and intimate soirées alike. As you enter your backyard, you're greeted by a two-story enclosed patio with a gas-heated saltwater pool and spa. Enjoy your evenings by the gas firepit facing the lake. For culinary enthusiasts, an outdoor summer kitchen from 2022 awaits, equipped with top-of-the-line appliances and ample counter space. Appliances include a wine refrigerator, full-sized refrigerator, grill cooktop with pan, ice machine, smoker, and garbage compactor. On hot days, use the retractable awnings for extra shade and cool down under the five patio fans. Behind the screened-in patio is a large, fenced-in grass area ideal for kids and family gatherings. The property sits on a small conservation area, ensuring an unobstructed view. A private dock is permitted to add if desired. Additionally, indulge in an outdoor shower, enjoy entertainment with an outdoor TV, and immerse yourself in music with a 20-plus speaker Sonos sound system. When it's time to retreat indoors, discover a meticulously designed interior that seamlessly complements the beauty of the outdoors. Expansive windows frame picturesque views of the lake, while high ceilings and elegant finishes exude sophistication and style. The downstairs features a convenient bedroom and full bath. The kitchen boasts granite countertops and a large island, complete with new appliances such as a double oven in 2023 and KitchenAid dishwasher in 2023. The dining room sits openly between the kitchen and spacious living room, offering space for family time, watching TV or enjoying the electric fireplace all while gathered around the table. Walk up the newly carpeted stairs from 2023 to find an expansive bonus room, used as a gym but pre-wired for a theater room setup. Upstairs, three spacious bedrooms and three luxurious baths await, including a primary suite overlooking the water. An additional bedroom, being used as a massive walk-in closet, can easily be converted back if desired. Not only will you have access to a private paradise, but you will also be permitted to use the community facilities maintained by the HOA. With access to two tennis courts, two community pools, a gym, a clubhouse with a firepit and a basketball court, residents enjoy a lifestyle that feels like a celebration every day. Nearby, you'll find shopping, various dining options and convenient access to Interstate 429. Additional upgrades and features, such as a new 40-kilowatt split-HVAC system, enchanting 32-kilowatt up-lighting on bamboo and palm trees that change color, Ring floodlight cameras and fresh exterior paint in 2022 ensure comfort, security and aesthetic appeal throughout the property. House is listed below appraised value of $1,670,000
You may be able to put down less than the total down payment amount of $595,976 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #o6201004
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.