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938 Heartland Dr

Yorkville, IL 60560

4 beds · 4 baths · -- sqft

$580,000

$2,765/mo with 2.99% Express Financing

$3,453/mo with 7% bank financing

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About this home

Stunning Remodeled Home in Heartland Subdivision! Now's your chance to own this beautifully remodeled home in the sought-after Heartland Subdivision! This stunning residence features a complete renovation with high-end finishes and contemporary colors that are sure to impress. As you step through the front door from the charming covered porch, you're greeted by a dramatic two-story entryway illuminated by a custom light fixture. To your left, a cozy sitting room with a built-in fireplace and TV offers the perfect retreat for winding down after a long day. The bright and airy two-story family room boasts a custom fireplace and breathtaking views of the expansive 1,000 sq. ft. brick paver patio, ideal for outdoor entertaining or relaxation. The entire first floor showcases freshly painted walls and elegant hardwood floors, while fresh paint and new wood laminate flooring adorns the second floor. Culinary enthusiasts will love the top-of-the-line chef's kitchen, featuring 42-inch white shaker cabinets, custom countertops, and high-end appliances that make meal prep a joy. The convenient butler pantry seamlessly connects to the dining room, making entertaining a breeze. Need a home office? The first-floor office can easily serve as a sixth bedroom, providing flexibility for your lifestyle. Dual staircases lead to a long catwalk that ensures privacy for the additional bedrooms. Retreat to the luxurious primary suite, which includes a massive walk-in closet and an exquisite spa-like bathroom reminiscent of a 5-star hotel. Enjoy a custom soaking tub, an oversized separate shower, and stunning high-end tile finishes. The newly remodeled basement offers endless possibilities, featuring a full bathroom, a fifth bedroom, ample storage, and a spacious rec room-perfect for entertaining. With a three-car garage, there's plenty of space for all your vehicles and toys. This home is located in the highly rated Yorkville School District and is conveniently situated across from the neighborhood pool and clubhouse, with walking paths leading to community parks. Don't miss out on this incredible opportunity! Schedule your showing today, and you won't be disappointed!

Source: MRED #12177768

-- sqft
--
Single Family
Built in 2005

Neighborhood
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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Apr 14, 2025 07:59 pm
Listing provided courtesy of: Redfin Corporation (224) 699-5002
Details provided by MRED and may not match the public record.
MLS ID: #12177768
Based on information submitted to the MLS GRID as of Jul 27 2025 - 11:12. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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