938 Heartland Dr, Yorkville, IL 60560
4 beds · 4 baths · 3,200 sqft sqft
Stunning Remodeled Home in Heartland Subdivision! Now's your chance to own this beautifully remodeled home in the sought-after Heartland Subdivision! This stunning residence features a complete renovation with high-end finishes and contemporary colors that are sure to impress. As you step through the front door from the charming covered porch, you're greeted by a dramatic two-story entryway illuminated by a custom light fixture. To your left, a cozy sitting room with a built-in fireplace and TV offers the perfect retreat for winding down after a long day. The bright and airy two-story family room boasts a custom fireplace and breathtaking views of the expansive 1,000 sq. ft. brick paver patio, ideal for outdoor entertaining or relaxation. The entire first floor showcases freshly painted walls and elegant hardwood floors, while fresh paint and new wood laminate flooring adorns the second floor. Culinary enthusiasts will love the top-of-the-line chef's kitchen, featuring 42-inch white shaker cabinets, custom countertops, and high-end appliances that make meal prep a joy. The convenient butler pantry seamlessly connects to the dining room, making entertaining a breeze. Need a home office? The first-floor office can easily serve as a sixth bedroom, providing flexibility for your lifestyle. Dual staircases lead to a long catwalk that ensures privacy for the additional bedrooms. Retreat to the luxurious primary suite, which includes a massive walk-in closet and an exquisite spa-like bathroom reminiscent of a 5-star hotel. Enjoy a custom soaking tub, an oversized separate shower, and stunning high-end tile finishes. The newly remodeled basement offers endless possibilities, featuring a full bathroom, a fifth bedroom, ample storage, and a spacious rec room-perfect for entertaining. With a three-car garage, there's plenty of space for all your vehicles and toys. This home is located in the highly rated Yorkville School District and is conveniently situated across from the neighborhood pool and clubhouse, with walking paths leading to community parks. Don't miss out on this incredible opportunity! Schedule your showing today, and you won't be disappointed!
Source: MRED #12177768
Interest rate and monthly payment estimated based on public records.
Source: MRED #12177768
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #12177768
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.