9371 SW 71st Loop, Ocala, FL 34481
3 beds · 2 baths · 1,958 sqft
Welcome to this beautifully appointed home in the highly desirable Buckhead neighborhood of Stone Creek, where luxury meets comfort in this vibrant 55+ gated golf community. Step inside and enjoy an open floor plan that’s perfect for easy living, with a bonus office or den space to suit your lifestyle. The spacious living room is bathed in natural light, with panoramic sliders leading to a gigantic climate-controlled Florida room and a birdcage lanai overlooking peaceful green space—ideal for your morning coffee or evening relaxation. The kitchen is a chef’s dream, featuring granite countertops, a brand-new stainless appliance package, a tiled backsplash, bar-height seating, and a cozy breakfast nook for casual dining. You'll love the hand-painted mural by local artist Art Turquoise, adding a unique, artistic touch to this already stunning home! The master suite is your private oasis, complete with a walk-in closet and a luxurious en suite bathroom featuring a double vanity, dressing table, and an updated walk-in shower with a glass surround. Two guest bedrooms, one of which has a built-in Murphy bed, and a freshly tiled guest bath provide comfort and privacy for visitors. With a new 5-ton A/C system, inside laundry room, and plenty of storage space, this home blends convenience and style. Additional features include a remote screen for the garage door, allowing you to enjoy the fresh air without the bugs, and thoughtful touches throughout. Homes come partially furnished as well as the Golf Cart stays with the home Enjoy resort-style living with community pools, a health spa, entertainment, and endless activities. Schedule your tour today and experience the beauty and charm before its gone!
Source: STELLAR #om686008
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #om686008
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #om686008
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.