9370 Martin Rd, Roswell, GA 30076
4 beds · 3 baths · 2,786 sqft
"Come experience the peace of mind of nature in this remarkable home nestled in sought after Martins Landing. From the soaring ceilings to the custom tile work and all the natural light - find all that and MORE in this exciting remodeled home! Enjoy gorgeous hardwood floors throughout all the living areas and bedrooms. Step inside to a light filled entry with a flex space just off the kitchen. In case it becomes your formal dining room or just a sitting room, wooded views are within reach. Huge vaulted ceilings with a stunning wood beam greet you in the living room featuring a stone fireplace, built-ins, skylights, and lots of room to spread out! Enjoy cooking in a dreamlike kitchen - stainless steel appliances, trendy white cabinets, commercial grade range/oven, tile backsplash, and brilliant breakfast room. Wind down to the impressive primary bedroom with a vaulted ceiling, deck access, and a spa-like bathroom with dual vanities, pedestal tub, and glass shower and custom tile. Large walk-in closet with custom built-ins! Upstairs, a loft is the perfect place for an office or seating area. Two more spacious bedrooms share a full bath with dual sinks, vanity seating, and tub/shower combo with tile. The downstairs offers full daylight basement with huge room for a man cave, media room, game room, in law suite. A full bath with a frameless glass shower is nearby. Laundry room on this level has the convenience of a sink. Extensive park-like backyard has mature trees! Enjoy your morning on the oversized deck that wraps around the entire back of the house. Martins Landing has easy access to GA 400, and is a short drive to Historic Downtown Roswell for all your shopping, entertainment and fine dining. Community amenities include 3 pools, 15 tennis/pickleball courts, a 53 acre lake surrounded by a 2.4 mile walking path, hiking trails, bike lanes and the River Lodge Clubhouse for events. This property offers exceptional value and an unparalleled opportunity for the NEW homeowner."
Source: GAMLS #10355632
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10355632
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10355632
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.