9360 Aten Shr, San Antonio, TX 78254
5 beds · 4 baths · 3,538 sqft
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From the moment you arrive, this home captivates with its impeccable curb appeal. A stunning combination of stone and brick creates a timeless facade, while coordinating stone-lined tree rings, flower beds, and a discreet trash partition add to the home's polished exterior. A wide driveway leads to a charming front porch, where decorative arches and a soaring two-story entrance set the stage for the beauty within. Step inside to be greeted by warm wood-look tile flooring that enhances the home's inviting atmosphere. Just off the entrance, a versatile space-currently used as a formal dining room-offers endless possibilities. Whether you envision it as a secondary living area, a playroom, or a cozy conversation nook, this space is ready to adapt to your lifestyle. To the right, a dedicated home office with decorative glass French doors and an updated light fixture provides the perfect space for remote work or study. Continue through to the heart of the home-a spacious and thoughtfully designed kitchen. Crisp white cabinetry, a decorative subway tile backsplash, and gleaming granite countertops create a bright and modern aesthetic. An oversized island with a breakfast bar provides additional seating, while stainless steel appliances, gas cooking, ample counter space, and a large walk-in pantry make meal prep effortless. The eat-in dining area is expansive enough to function as a second formal dining space, allowing for flexible entertaining options. One of the standout features of this floor plan is its seamless balance between open-concept living and defined spaces. The kitchen overlooks the main living area through a large decorative wall cutout, offering both connection and a touch of separation. A gracefully arched entryway leads to the spacious family room, where large windows flood the space with natural light. The primary suite is tucked away for privacy and comfort. High ceilings create an airy feel, while the en-suite bathroom offers a dual-sink vanity with granite countertops, a relaxing soaking tub, a separate walk-in shower with decorative tile surround, and a generously sized walk-in closet. A well-appointed utility room with upper and lower cabinets adds convenience to the main level, providing storage and a dedicated space for folding laundry. Head upstairs to discover a large loft, ready to transform into whatever suits your needs-a theater room, a home gym, a game room, or an additional living space. The second floor also features four spacious secondary bedrooms, each thoughtfully designed for comfort. One of these bedrooms boasts a private en-suite bathroom with a large vanity and tub/shower combo. Another bedroom features a private sink with access to a shared Jack-and-Jill bathroom, complete with a second sink accessible from the hallway for guests. Step outside to an extended patio, ideal for outdoor gatherings or simply unwinding in the fresh air. The backyard provides ample space for play, gardening, or future enhancements. Beyond the home itself, the community amenities are simply outstanding. Residents enjoy access to a large splash pad, a playground, tennis and basketball courts, a lap pool, a resort-style pool with two waterslides, a full 24hr fitness center, and even a fishing pier overlooking a scenic lake. 9360 Aten Shore isn't just a house-it's a place to truly call home.
Source: SABOR #1849436
All values shown are estimated costs / mo.
Source: Public records
Source: SABOR #1849436
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.