936 Clubside Dr, Monroe, GA 30655
4 beds · 3 baths · 2,848 sqft sqft
Welcome to 936 Clubside Drive, Where elegance meets modern comfort within an exclusive gated community, nestled in the heart of Monroe. Experience Luxury & convenience in this stunning 2021 home, where high-end design meets everyday functionality. The gourmet kitchen is a centerpiece, featuring a sprawling quartz island, oversized gas cooktop, glass backsplash, double wall oven, pot filler & more. Its adjoining butler's pantry and walk-in pantry provide a seamless blend of style and storage, making hosting a joy and daily routine effortless. The main living area is drenched in natural light, thanks to the open-concept layout that invites warmth and relaxation. A well-organized mudroom adds practicality to this thoughtfully designed floor plan. The main level includes a private in-law suite, ideal for guests, or multigenerational living. The upstairs primary suite is a true retreat, complete with a massive walk-in closet designed to keep you organized in style. Indulge in the elegance of a spa-inspired bathroom, complete with a serene soaking tub and a sleek, separate standing shower. This beautifully designed space combines luxury with functionality, creating the perfect retreat for relaxation. Also, this home has plenty of storage throughout with additional storage in the attic above the detached garage. Thoughtful finishes, refined details, ample closet/storage space, and a premier location make this home a HIDDEN GEM! Beyond the homes doors lies prime access to the Monroe Country Club and Golf Course, with the vibrant offerings of downtown Monroe, the Monroe Pavilion, the Monroe Amphitheater, Monroe Town Green, and nearby shops, restaurants, and parks just minutes away. This remarkable property offers a home and an elevated lifestyle amid one of Monroe's most desirable settings. Truly a must-see, this home offers an unmatched lifestyle in Monroe. ***Pets on premises, Pets are being housed in the Garage. ***
Source: GAMLS #10412096
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10412096
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10412096
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.