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$400,000 $SIGNI

Sign in to see required down payment for the 2.88% rate

9356 W Utah Pl, Lakewood, CO 80232

3 beds · 2 baths · 1,629 sqft

Discover this incredible townhome nestled in one of the most desirable locations in Lakewood. Situated right next to the picturesque Kendrick Lake & Gardens, this home offers the perfect balance of nature & city convenience. Enjoy stunning scenery with walking paths, lush gardens, serene lake, spacious park, & playground, an outdoor oasis just steps from your door. Enter into an abundance of natural light & an open, functional floor plan designed for both comfort & entertaining. The kitchen flows effortlessly into the dining area, making mealtime a breeze, while the cozy family room offers a warm & inviting atmosphere with direct access to a private patio, ideal for morning coffee or evening relaxation. A second private fenced patio off the kitchen is the perfect setup for grilling & outdoor dining. The main level is complete with a convenient powder bath & a separate laundry room, ensuring everything you need is within easy reach. Upstairs, you’ll find a generously sized primary bedroom large enough to accommodate a king size bed, furniture & even a sitting area with a walk-in closet. The full private bath is right outside the door. The second bedroom offers plenty of light & space. Downstairs you’ll find the bonus room, easily converted to a third bedroom. The perks continue with an oversized two car garage featuring a private entrance into the main level of the home, a rare find in townhome living. Featuring three total bedrooms, one nonconforming, two bathrooms, this townhome provides the perfect amount of space for gatherings or a retreat for cozy alone time. With easy access to Green Gables Elementary, Belmar’s top tier shopping & dining, plus a quick commute to downtown Denver & the mountains, this home’s location truly has it all. Enjoy all the benefits & space of a single family home without the maintenance! This is a short sale, sold strictly as is & subject to bank approval, but it is well worth the wait for such an incredible opportunity.

Estimated
Seller's interest rate
2.88%
7%
Estimated
Principal & interest
$1,475/mo.
$2,274
You may also save up to $255,734 in total interest paid.

Financials

Seller’s estimated current equity is $SIGNI
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $1,475 monthly payment

Financed
$SIGNIN
Location
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Details
Home
Size
1,172 sqft
Year built
1971
Type
Townhouse
HOA dues
$395.00

Source: RECO #1697642

Loan
Remaining term
26 yrs and 8 mos
Rate
2.88%
Monthly P&I
$1,475
Remaining loan balance
$SIGNIN Sign in to view

Source: Public records

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Other resources
Frequently asked questions

What is Roam?

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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

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An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

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When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

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Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

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To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Mar 28, 2025 06:10 pm
Listing agent: Jeanette Starc
Listing provided courtesy of: Coldwell Banker Realty 54 (303) 980-1177
Details provided by RECO and may not match the public record.
MLS ID: #1697642
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