935 Waterville Dr, Auburndale, FL 33823
5 beds · 3 baths · 2,601 sqft
Video & full 3D Virtual Tour attached. Welcome to 935 Waterville Drive, a meticulously crafted 5-bedroom, 3-bathroom home nestled in the heart of Auburndale, FL. Boasting 2,601 sq. ft. of modern living space and built in 2020, this home combines contemporary design with everyday comfort, offering high ceilings and an abundance of natural light that creates a bright and inviting ambiance. Main Floor Highlights: A welcoming entrance leads to a versatile flex space—ideal for a home office, playroom, or creative studio. An open-concept floor plan seamlessly connects the modern kitchen, complete with sleek appliances, abundant cabinetry, and a generous island, to the living and dining areas—perfect for entertaining. The luxurious master suite features a spa-like en-suite bathroom, providing a serene retreat. Additional bedrooms on the first floor offer ample space for family and guests. Upper-Level Retreat: A dedicated second living area upstairs serves as the perfect movie room, game room, or relaxation hub, ensuring everyone has their own space. separate Laundry Room with Washer and Dryer included. Outdoor Living: Step into the large fenced backyard, where you’ll find an outdoor fire pit, ideal for hosting gatherings or enjoying quiet evenings under the stars. Prime Central Florida Location: Perfectly positioned between Tampa and Orlando, this home provides the convenience of a 1-hour drive to both cities, with easy access to major airports, world-renowned theme parks, and endless dining and entertainment options in nearby Auburndale and Lakeland. With its thoughtful layout, modern features, and unbeatable location, 935 Waterville Drive is the epitome of Central Florida living. Don’t miss the chance to call this stunning property home!
Source: STELLAR #p4932819
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #p4932819
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #p4932819
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.