9345 Greenbelt Pl, Rancho Cucamonga, CA 91730
4 beds · 3 baths · 2,138 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome home to beautiful Harvest, a private, gated community located in South Rancho Cucamonga. Built by Beazer Homes in 2013, this 4 bedroom, 3 bath home has a great floor plan with a large great room (kitchen/dining/living room). There is 1 bedroom and a full bath downstairs that is perfect for multi-generational living or visiting guests. Upstairs, you have the primary bedroom and a large en-suite bathroom that features his/her sinks, a separate soaking tub, a glass surround shower, and a spacious walk in closet with a custom organizer system. The primary bedroom/bath and closet span the entire width of the home. There are 2 additional bedrooms upstairs and another full bathroom with dual sinks and a combination shower/tub. Upstairs also features a bonus loft space that can be used as a home office, sitting/reading area, or an upstairs family room for the kids to watch TV. The open kitchen features ample cabinet and counter space along the west wall, a walk in pantry, and a large center island with bar seating. This home has all the amenities you would come to expect in newer construction including tall ceilings, dual pane windows and sliding door, tall interior doors, central HVAC with 2 thermostats (1 for upstairs & 1 for downstairs), pre-wired for cable/phone, tile roof, stucco exterior, tankless water heater, sprinkler/drip irrigation system and block perimeter walls. The Sellers opted for some great builder options when this home was purchased new, including a gas fireplace with custom mantle, upgraded staircase balusters and railing, wood flooring, white kitchen cabinets with custom tile backsplash, drop area cabinets at garage access, and tile flooring in the primary bath. This property is in a secure, gated community with an impressive paver approach, large iron vehicular access gates, and manicured green belts. Enjoy the secure access community swimming pool and spa with private bathrooms, BBQ/fireplace/seating area with plenty of covered space, and a "tot lot" kids play area. You will be hard pressed to find these amenities for such an affordable monthly HOA rate. This property is conveniently located near the 10/15 and 210 freeways, restaurants, and shopping at Victoria Gardens and Ontario Mills Mall, Toyota Arena, New Top Golf Entertainment & Restaurant, and the Ontario International Airport.
Source: CRMLS #CV25083493
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #CV25083493
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.