9335 Greens Pt, San Antonio, TX 78250
3 beds · 3 baths · 1,900 sqft
Click the Virtual Tour link to view the 3D walkthrough. Discounted rate options and no lender fee future refinancing may be available for qualified buyers of this home. Charming 3-Bedroom Home with Spacious Backyard - No HOA! Welcome to 9335 Greens Pt, a beautifully maintained 3-bedroom, 2.5-bathroom home located in a desirable San Antonio neighborhood. This inviting property features an open floor plan designed for both comfort and functionality, making it perfect for entertaining or relaxing with family. The main living area boasts ample natural light, creating a warm and welcoming ambiance. The spacious kitchen offers plenty of counter space and seamlessly flows into the dining and living areas, making it ideal for hosting gatherings. The primary suite is a peaceful retreat with a private en-suite bathroom, while the two additional bedrooms are generously sized and share a full bath. Enjoy peace of mind with recent updates, including a new roof and a water heater less than two years old, providing added efficiency and reliability. The expansive backyard offers endless possibilities - whether you envision a garden, play area, or outdoor entertainment space, there's plenty of room to make it your own. Best of all, this property comes with no HOA, giving you the freedom to truly personalize your home without extra restrictions. Conveniently located near major highways, shopping, and dining, this home offers both privacy and accessibility. Don't miss the opportunity to make 9335 Greens Pt your new address - schedule a showing today!
Source: SABOR #1850749
Financials
Source: Public records
Source: SABOR #1850749
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.