9334 SW 57th Ave, Ocala, FL 34476
4 beds · 3 baths · 2,598 sqft
OWNER MOTIVATED! WELCOME TO YOUR DREAM HOME in the heart of a vibrant new community of Freedom Crossings Preserve! With BLOCK and HARDI BOARD CONSTRUCTION, This stunning home was completed in March of 2022 and boasts modern sophistication and thoughtful design throughout. With 4 bedrooms, 3 bathrooms, and a spacious 3-CAR GARAGE this home offers the perfect blend of comfort and style. As you step inside, you'll be greeted by an open-concept living space that seamlessly connects the living, dining, and kitchen areas. The HALL, KITCHEN & DINING AREA WAS FRESHLY PAINTED IN NOVEMBER 2023. The kitchen is a chef's delight, featuring sleek stainless steel appliances that add a touch of elegance to the contemporary design. Imagine preparing meals in this well-appointed space, complete with ample counter space and storage. Natural light floods the interior, thanks to three strategically placed SOLAR TUBES, creating a warm and inviting atmosphere. The home's BLOCK CONSTRUCTION ensures durability and energy efficiency, providing a secure and comfortable living environment. The master suite is a private retreat, offering a spacious haven with an ensuite bathroom, providing the perfect sanctuary for relaxation. Three additional bedrooms and well-appointed bathrooms provide flexibility for guests, a home office, or a growing family. Working from home is a breeze with the dedicated office space, providing a quiet and productive environment. The home also features a three-car garage, providing ample space for parking and storage. Step outside into the backyard oasis, surrounded by VINYL FENCING FOR PRIVACY and security WITH two access gates. Whether you're entertaining guests or enjoying a quiet evening under the stars, the outdoor space is perfect for creating lasting memories. This home is not just a living space; it's a lifestyle. With its prime location in a new community, you'll have access to amenities, parks, and a sense of community that adds to the overall appeal of this exceptional property. MAKE SURE TO PUT THIS HOME AT THE TOP OF YOUR LIST OF HOMES TO CHECK OUT! Don't miss the opportunity to make this house your home – schedule a showing today and experience the life of modern living! Publix and Dollar General less than a mile away. DON'T FORGET TO DOWNLOAD THE LIST OF UPGRADES FEATURE SHEET!
Source: STELLAR #om680946
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #om680946
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #om680946
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.