9333 Winter Sky Ct, Lone Tree, CO 80124
6 beds · 6 baths · 5,700 sqft
Thoughtfully redesigned, this exceptional home offers modern luxury with custom finishes, just minutes from premier dining, shopping, and recreation. Every detail has been meticulously curated, from the fresh white oak flooring to the modernized cabinetry with new hardware. The heart of the home features a bright and open living area and stunning kitchen with new marble backsplash, an oversized quartzite island with a waterfall edge, and stainless steel appliances, including a 5-burner induction cooktop with gas line available, and double wall ovens. A spacious bar and coffee area seamlessly connects the kitchen to the dining space, complemented by a generously sized walk-in pantry. The open, bright walkout basement features new carpet, a lower-level micro kitchen, and an expansive rec area ideal for a game room or home theater. Also downstairs is an additional flex space, a full-size bedroom, detached bathroom, and a spacious office with French doors. Upstairs, you will find the oversized, sun-filled loft and two secondary bedrooms both with a fully updated 3/4 ensuite bath. The primary suite is a retreat of its own, featuring a centerpiece gas fireplace, electric blackout blinds, an oversized walk-in closet with custom shelving, and a luxurious five-piece bath with a walk-in shower, separate tub, and double vanities with illuminated anti-fog mirrors. Enjoy both mountain and city views from the primary bedroom balcony or the expansive Northwest-facing balcony off the kitchen, complete with a plumbed gas grill. With over $300k in thoughtful updates, including new modern lighting fixtures, a custom ceramic tile wall upon entry, updated bathrooms, and a brand-new hail-resistant roof, no detail has been spared. Situated just across from Lone Tree Rec Center and Prairie Sky Park, and with walking trails just outside your front door, this home offers turnkey Colorado living with both city and outdoor entertainment at your fingertips.
Source: RECO #3620929
Source: RECO #3620929
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #3620929
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