9330 Camphor Ct, Manassas, VA 20110
5 beds · 3 baths · 2,464 sqft
MANASSAS - Located on a quiet cul-de-sac, this gorgeous home offers a flexible layout with modern updates. Details include recessed lighting, large windows that bring in plenty of natural light, and gleaming hardwood floors on the main level. The open-concept design offers a natural flow through the living room, dining room, and kitchen. The renovated eat-in kitchen boasts stainless steel appliances, a center island with a breakfast bar, and bright white cabinetry. Double Anderson French doors in the dining room open to a spacious Trex deck, and the private backyard offers a peaceful retreat. The main level includes three bedrooms and two updated baths—including the ensuite primary—and Elfa shelving in all the closets. The lower level offers two additional bedrooms, a full bathroom, a dedicated laundry room, and direct access to the two-car garage. Meticulously maintained with recent upgrades including a newer roof (2019) and siding (2022). Wellington Community Association residents enjoy access to a pool, tennis courts, and professional neighborhood landscaping. Just two miles to Old Town Manassas, where you’ll find historic charm, local shops, restaurants, and year-round events. Dean Park, located just blocks away, offers baseball and softball fields, tennis courts, a playground, green space, and walking trails. Convenient access to Manassas Mall, grocery stores, dining options, and commuter routes including Route 28 and I-66. Move right in and embrace all that Virginia and Manassas has to offer! **This stunning home is available again, and Open Sun 3/30 2-4pm. A buyer had a change of heart — their loss is your gain! If you missed it the first time, now’s your chance! Don’t let it slip away twice!**
Source: BRIGHT #VAMN2007784
Source: BRIGHT #VAMN2007784
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.