933 Prescott Blvd, Deltona, FL 32738
3 beds · 2 baths · 1,628 sqft sqft
Welcome to the beautiful city of Deltona. Your new homes features many upgrades and renovation you will love. All new LVP (luxury vinyl plank) flooring throughout the entire house, All new interior millwork (doors, baseboard, trim, door casing) and updated bathrooms with new vanities, toilets and sinks. New kitchen cabinets, appliances, and counter tops. New plumbing throughout the home, roof only 3 years old, and open floor plan with A Transferable termite bond along with a new blower in the air handler only 2 year old. As you walk into this gorgeous open floor plan concept, your greeted by the foyer looking into the dining room family and living room. You will enjoy the openness of the floor plan, and the lighting coming in. With brand new flooring, it will leave you peaceful and tranquil as you walk in. To the right, you have your updated kitchen, with again, new cabinets, counter tops, and appliances. The kitchen space is very nice which also has a breakfast nook in it. The great size master bedroom is to the right, featuring new floors, updated bathroom, you will enjoy retiring at night. To the left of the living room, is the 2 updated bedrooms, and the remodeled bathroom. The backyard is very spacious, and you can utilize it in many ways to relax, or play catch. The garage has cabinets built in, to help with organization and extra storage. Come view today. Down Payment Assistance is available with our preferred lender.
Source: STELLAR #o6237113
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6237113
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6237113
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.