30-day close
1 of 43
30-day close
$274,900

9327 Deer Blind, San Antonio, TX 78245

4 beds · 3 baths · 2,244 sqft

PRICED TO SELL! Must see in Prime Location 4 Bedrooms - 2.5 Baths - Double Garage Fully Finished and Insulated, Oversized 13' Covered Concrete Patio. Location is everything - Near Highway 151, Loop 410, and Loop 1604. Minutes from Northwest Vista College, SeaWorld, Lackland AFB, Alamo Ranch shopping. Key Features -Versatile Entry Room use as an additional living or dining area.Open Floor Plan. Spacious living and dining areas with a large kitchen featuring a breakfast bar, plenty of cabinets, and counter space. Outdoor Spaces has an expansive 13' covered patio. Custom deck for an above-ground pool or outdoor fire-pit lounge area. Master Suite has a Large vanity, tub/shower combo, and generous walk-in closet. Three Additional Bedrooms Spacious and comfortable with ample closet space. **Recent Upgrades:** - New AC (2020) - New Roof (2021) - Foundation Work with Warranty (2021) - Insulated and Fully Finished 2-Car Garage - Patio Upgrade (2020) - Deck Added (2021) - Swimming Pool Installed (2021) and Removed (2023, Intex above-ground pool) - Family Park and Playground Area Only One Block Away See it for yourself and envision your future in this beautiful home!

Interest rate 3
5.75%
With Roam
7%
The seller’s mortgage rate at the time the loan was originated.
Monthly payment 3
$748
With Roam
$792
Reduce your monthly payments by $44 when you assume this mortgage.
You also save $5,437 in total interest paid.

$205,441
Edit

You may be able to put down less than the total down payment amount of $205,441 and have the rest of the funds financed with a 2nd mortgage from a lender. 4

Interest rate and monthly payment estimated based on public records.

Roam helps you take over the seller’s lower interest rate 1
We help you assume the seller's mortgage and avoid higher prevailing market rates.

30-day closing guarantee 2
We work directly with the mortgage servicer to help you quickly and easily close the transaction.
Location
Details
Home
Lot size
0.114 acres
Year built
2004
Type
Single Family Residence

Source: SABOR #1789373

Loan
Remaining term
10 years, 3 months
Rate
5.75%
Monthly P&I
$748
Remaining loan balance
$69,458

Source: Public records

How it works

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

Tour

Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.

Offer

Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.

Close

Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Frequently asked questions

What is Roam?

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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

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An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

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When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

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Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

expand content

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Nov 24, 2024 12:29 am
Listing agent: Diane Diaz Deleon (210) 482-9815
Listing provided courtesy of: Q Commercial.net (210) 625-6696
Details provided by SABOR and may not match the public record.
MLS ID: #1789373
The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the San Antonio Board of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than Everystate, are indicated by detailed information about them such as the name of the listing firms. Information deemed reliable but not guaranteed. Copyright © 2024 San Antonio Board of REALTORS®. All Rights Reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.
Disclaimers
1 Roam connects buyers and sellers to homes with assumable mortgages via a concierge service. Roam does not offer or engage in mortgage lending activity.
2 30 day guarantee is subject to credit approval by your loan servicer.
3 The assumable interest rate shown for this assumable mortgage is an estimate using the average of interest rates in this home's area at the time of the last sale. The actual assumable interest rate may differ. Estimated payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Roam connects buyers and sellers to home with assumable mortgages via a concierge service. Roam does not offer mortgage loans, extend credit, make credit determinations, or otherwise engage in mortgage lending or brokering activities. The lender makes all credit and qualification decisions with buyers. Any determination to extend credit to a buyer is a decision by the lender, and not by Roam.
4 The lender makes all credit and qualification decisions with buyers. Any choice to extend credit to a buyer is a decision by the lender, and not by Roam.
$748/mo
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