9321 Via San Giovani St, Fort Myers, FL 33905
4 beds · 3 baths · sqft
Don't miss out on this beautiful lakefront home located in the heart of Ft Myers that comes with 4 bedrooms & 3 full baths that offers a comfortable and functional living space perfect for families that are looking to enjoy the Florida lifestyle. As you step inside, you'll be greeted by an open floor plan that seamlessly blends the living, dining, and kitchen areas creating an inviting space for entertaining guests or spending quality time with loved ones. The gourment kitchen features upgraded stainless steel appliances, granite countertops, large breakfast bar, newer tiled backsplash and ample cabinetry, providing a perfect setup for the home chef. The master suite is a true retreat, complete with two walk-in closets and an en-suite bathroom featuring dual vanities, a soaking tub and a separate walk-in shower. There is diagonal set tile throughtout the main living areas and the seller upgraded all four bedrooms with vinyl flooring. The interior of this home has been updated with remote controlled shades in the living/dining areas, ceiling fans & lighting, microwave/dishwasher are only 1 year old, a french door refrigerator & the washer/dryer is included. Other upgrades include a brand new ac compressor, water heater & whole house water softener system are 2 years old, new gutters on the back of the home & over the garage door area, the exterior of the home was repainted 2 years ago plus the interior has been repainted. Step outside to your private oasis—a brick pavered screened lanai overlooking the lake which makes this the perfect place for enjoying the Florida weather year-round. This home has a relaxing lakeview from almost all rooms for your enjoyment. Located in a quiet, well-kept neighborhood, this home is just minutes away from shopping, dining and the beautiful beaches of Southwest Florida! Schedule your showing today - You won't be disappointed!
Source: FORTMYERS #224073023
Interest rate and monthly payment estimated based on public records.
Source: FORTMYERS #224073023
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #224073023
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.