9320 N Corral Ln, Castle Rock, CO 80108
3 beds · 3 baths · 2,922 sqft sqft
Nestled amidst the serene, rolling hills of the distinctive Surrey Ridge neighborhood, this exceptional home has been completely renovated, inside and out, and stands as a true gem! Every detail has been carefully considered. A newly paved driveway leads you to the home, set on 1.66 acres, with all-new cement board siding, new roof and gutters, multiple tigerwood decks, and brand-new Pella Lifestyle windows. Upon entering, you'll be greeted by a bright, open space showcasing premium finishes, such as Japanese wood-burnt beams, custom iron railings, and stunning marble floors. The grand living room, accessible through a custom glass entry, boasts a vaulted ceiling, recessed LED lighting embedded in the beams, and built-in bookshelves. Enjoy the elegant, marble-tiled wood-burning fireplace, perfect for those cozy winter days. A breezeway connects to the gourmet kitchen, outfitted with Thermador double ovens, a 5-burner gas range and hood, granite countertops, a spacious center island, and an array of high-end features. The dining room seamlessly transitions to the back deck, ideal for enjoying Colorado's indoor/outdoor lifestyle. Savor your morning coffee while gazing at the mountain views through the large bay windows. The upper floor hosts the primary bedroom, featuring a ceiling fan and an abundance of natural light. The ensuite bathroom is a spa-like retreat, with dual shower heads, a standalone tub, custom lighting under the cabinetry and within the shower, a heated mirror, and a custom-designed walk-in closet. The lower level includes another bedroom and a full bathroom, each with unique, stylish touches. The den/sitting area provides a cozy spot for relaxation, while a sun-filled room is perfect for your houseplants. The family room features a second fireplace and a wet bar pre-wired for a cooktop, making it ideal as a potential apartment space when paired with the adjoining bedroom and ensuite bathroom.
Source: RECO #9619772
Interest rate and monthly payment estimated based on public records.
Source: RECO #9619772
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #9619772
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