932 Oatmeal Dr, Pflugerville, TX 78660
4 beds · 3 baths · 2,780 sqft sqft
Lakes of Northtown is one of Pflugerville’s most conveniently located neighborhoods. This highly desired location in the heart of North Austin is a KB Home built in 2012. All Lakes of Northtown homes are new enough to feature open floor plans and energy efficient features, but established enough to start to see mature trees and landscaping. Driving into the neighborhood, you’ll pass a large retention pond which gives the neighborhood some nature and serenity. There is also a large park with picnic pavilion and large grass area for pets or kids to run and play. Outside, homes have a more traditional look with red/brown brick or stone exteriors and yards are well kept. This unique two-story floor plan invites you home with plenty of living space on the 1st level, an office/bdrm with french doors, continuing on into the formal dining area, opening up to the spacious floor plan of the living room and kitchen, perfect for entertaining The kitchen has extra counter space and storage along with a quaint breakfast area. A half bath is tucked away downstairs for guests. A luxurious primary bedroom awaits upstairs with enough room for a sitting area, adjacent to the primary is a dressing room/nursery/work-out room before entering into the walk-in closet. Upstairs also provides a versatile flex/bonus area, two generous-sized guest rooms and a full bath and plenty of closet space. The garage offers a charging station for EV. The backyard invites you to relax and enjoy the SMART mood lighting and fan on the extended and covered porch. Lakes at Northtown is an ideal place for you if you really want to be close to Austin, but want the affordability of Pflugerville with the convenience of being minutes away from I-35, I-45, The Domain, Dell Diamond, movie theaters and 130 to head to ABIA. You will be surrounded by plenty of shopping, grocery stores, and restaurants.Please contact listing agent for all tours and appointments. Two(2)-hour notice is needed for all tours.
Source: ACTRIS #1592083
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #1592083
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #1592083