932 Nandina Ln, Loganville, GA 30052
5 beds · 4 baths · 3,040 sqft
WELCOME HOME! You’ve found your “Keys2dreams” – the perfect luxury home for your family! This upscale residence offers everything a growing family could want, with all the modern touches and high-end finishes. Upon entering, you’ll be greeted by an expansive foyer that sets the tone for the elegance throughout. A spacious office with oversized picture windows lets in an abundance of natural light, making it the perfect space for productivity or creativity. The vast, separate dining room is ideal for hosting gatherings and holiday dinners, offering plenty of space for family and friends to make memories together. As we move into the open-concept living area, you’ll find the heart of the home – a massive living room with plenty of space for everyone to cozy up and enjoy movie nights together, especially as we head into fall. The gourmet kitchen is a chef’s dream, featuring stainless steel appliances, endless granite countertops, and a large center island that’s perfect for both casual dining and entertaining. Whether preparing a special meal or serving snacks during gatherings, this kitchen has everything you need with style to match. Downstairs, a well-appointed guest bedroom with access to a full bath offers privacy and convenience for overnight visitors. Upstairs, you’ll discover the true highlight: a stunning double-room owner’s suite. This oasis features a luxurious sitting area, perfect for unwinding after a long day, and a spacious bedroom designed to inspire peaceful rest. The en-suite bathroom is equally impressive, with an oversized soaking tub, separate shower, and double vanities, all leading into an enormous walk-in closet, just waiting for your custom touch. Three additional bedrooms upstairs provide ample space and versatility. Two share a thoughtfully designed bathroom with elegant fixtures, and each room is bright and welcoming – ideal for family, guests, or even a home office. This home blends luxury with practical living, ensuring comfort and style in every corner. From the open-concept spaces to the stunning owner’s suite, it’s the perfect place to create lasting memories.
Source: FMLS #7463060
Source: FMLS #7463060
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7463060
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.