932 Gray Wash Dr, Fort Worth, TX 76179
3 beds · 2 baths · 2,102 sqft
Saginaw Gem: One-Owner, Well-Maintained Home in Prime School District. Nestled within a friendly neighborhood in desirable Saginaw, TX, this lovingly maintained, one-owner home offers both comfort and convenience. Boasting three spacious bedrooms and two full bathrooms, this thoughtfully designed residence provides ample space and modern functionality for today's lifestyle. Enjoy the peace of mind that comes from knowing this property has been well-cared for by its original owner. Step inside to discover an inviting open floor plan that seamlessly connects the living, dining, and kitchen areas, creating a perfect space for everyday living and entertaining. The interior exudes warmth and convenience with a custom built-in Closet By Design system in the primary walk-in closet, ensuring ample storage and organization. In the kitchen, a specially crafted pantry from Closet By Design keeps all your culinary essentials neatly arranged, offering efficiency and style. The outdoor space is equally impressive, featuring a custom patio and outdoor kitchen crafted by Allied Solutions with Exotic Level 4 Thunder Blue granite, and stone patio, perfect for alfresco dining and entertaining. Whether you're hosting summer barbecues or enjoying a quiet evening under the stars, this outdoor oasis enhances your living experience. This residence is located in the acclaimed Eagle Mountain-Saginaw Independent School District, adding educational excellence to its list of appealing attributes. With a generous two-car garage, you'll have plenty of space for vehicles and additional storage needs. Seize the chance to explore this Saginaw gem that combines quality design, meticulous maintenance, and a superb location all in one. Contact the listing agent today to schedule your private showing and discover all that this exceptional home has to offer.
Source: NTREIS #20871692
Why Roam
Lower rates and lower down payments
The only homebuying option for you to put 5% down and get a 5% rate.
Closing guarantee
We can close in 45 days or we’ll pay the seller’s mortgage until we close.
Offer acceptance
95% of offers accepted when made with Roam. 5% accepted without.
Have questions? Email support@withroam.com
Source: Public records
Source: NTREIS #20871692
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.