9309 E Parkhill Dr, Bethesda, MD 20814
5 beds · 3 baths · 2,588 sqft
Get a free consultation call with an expert in the mortgage assumption process.
NEW PRICE - BRING YOUR OFFERS! Come see this remarkable home: New finishes and a spacious layout make this home a catch. The neighborhood is close to EVERYTHING including trails, parks, transit, shopping, and commuter routes. Downtown Bethesda and NIH are moments away and life is much easier with the conveniences this home has to offer. The home itself has an impressive, spacious floorplan and several great features like hardwood floors, a wood-burning fireplace, soundproofed windows, a newly laid patio, and a deck right off the kitchen to make entertaining or enjoying the outdoors even easier. The inside of this 5-bedroom, 3-bathroom home has been thoughtfully upgraded with a sleek kitchen that boasts quartz countertops and high-end Bespoke Samsung smart appliances, and every bathroom has been updated, including a double sink in the primary ensuite. Even more to love is the expansive lower level with a private entry that offers more living options with its own kitchenette, two spacious bedrooms, two separate living areas, and its own laundry and storage. In addition, the attic is a fully available space for additional storage and runs the length of the home. This home has instant INCOME PRODUCING or MULTIGENERATIONAL LIVING qualities in its versatile layout. Get here now and see for yourself!
Source: BRIGHT #MDMC2174050
Source: BRIGHT #MDMC2174050
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.