9307 Shadowglen Ct, Highlands Ranch, CO 80126
4 beds · 4 baths · 2,519 sqft
This 4-bed, 3.5-bath home in the desirable Northridge neighborhood of Highlands Ranch is move-in ready and offers many updates adding a perfect blend of style and functionality. Nestled in a peaceful cul-de-sac, the property features a spacious finished walkout basement that leads directly to a large backyard featuring a garden bed, ideal for outdoor enjoyment. Inside, you'll find designer updates throughout, including a kitchen with high-end stainless steel appliances, sleek granite countertops, and elegant 42" white cabinets. The kitchen also boasts a cozy eat-in nook with a charming bay window that connects seamlessly to the adjacent dining area. The walkout basement offers plush carpet, a full bathroom and bedroom and extra space, perfect for a home office, gym, or playroom. Fresh paint and new carpet on the main floor and upstairs complete the home’s fresh, modern feel. Energy efficiency is a key highlight, with solar panels that help reduce energy costs and promote sustainability. Additionally, enjoy the security of a new roof and newer water heater. The location is unbeatable, with proximity to Town Center, Central Park, Park Meadows Mall, Children’s Hospital, UC Health, and a variety of dining options. Residents enjoy access to four recreation centers, pools, top-tier fitness facilities, tennis courts, and numerous parks—all with a low HOA fee. A trailhead just steps away offers nearly 100 miles of open space for outdoor enthusiasts. With highly rated schools in the Douglas County School District, including Northridge Elementary within walking distance, this home provides a fantastic quality of life. Easy access to I-25 and C-470 makes commuting a breeze.
Source: RECO #6490455
Financials
Source: RECO #6490455
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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