9300 Wadsworth Blvd, Broomfield, CO 80021
4 beds · 3 baths · 2,092 sqft
Charming 1890's Farmhouse with ADU on Over an Acre! Step back in time and embrace the charm of this beautifully preserved 1890's farmhouse, offering 4 bedrooms and 3 bathrooms in the main house, plus an additional 1-bedroom, 1-bathroom ADU above the garage. Whether you need a cozy space for overnight guests or a potential income-generating unit, this versatile ADU provides a perfect solution. Nestled on over an acre of fully fenced land, this west-facing home invites you to unwind on the spacious covered front porch, soaking in serene views while enjoying the fresh air. Inside, the main living area welcomes you with a cozy gas fireplace, ideal for relaxing evenings. The open layout seamlessly connects the living room to the dining area, which flows into the kitchen—perfect for entertaining. This home features solar panels, offering energy efficiency, and includes the start of great landscaping that promises added privacy as the trees mature, creating your secluded sanctuary over time. If you’re seeking more space between you and your neighbors while still enjoying city amenities, look no further—this charming farmhouse with ADU is the perfect balance of country living with modern convenience. Don't miss the chance to make this unique property your own!
Source: RECO #5947502
Interest rate and monthly payment estimated based on public records.
Source: RECO #5947502
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #5947502
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