930 W Catalina Dr, Phoenix, AZ 85013
4 beds · 4 baths · sqft
Discover this impressive 4-bedroom, 3.5-bath home nestled in the heart of the Campus Vista neighborhood, adjacent to the historic Phoenix College campus. Built in 1948 and thoughtfully updated, this spacious 2,647-square-foot residence perfectly blends classic character with contemporary comforts. The open floor plan is bathed in natural light from large windows that lead to a sparkling pool, creating an inviting space for both relaxation and entertaining. Inside, you'll find a host of modern upgrades that enhance everyday living. The main living and dining areas feature elegant crown molding and wainscoting, complemented by recessed LED lighting and newly installed tile and carpet. The recently remodeled kitchen is equipped with LG appliances, a motion sensor faucet, and custom window treatments. The primary bath, hallway bath, and half bath have all been tastefully updated, with the secondary bathroom featuring a luxurious jetted tub. The primary suite opens directly to the pool, providing a private retreat, while a secondary bedroom includes its own entrance, perfect for guests or a home office. This home also includes newer AC units and smart switches throughout, enhancing comfort and energy efficiency. The outdoor space is equally impressive, with a large front yard featuring a mature olive tree and an updated sprinkler system. The private pool area includes a multi-speed pump and filter, and the diving pool was resurfaced to ensure years of enjoyment. Additional updates include a new roof, new energy-efficient windows, and a sliding door in the primary suite. Situated on a quiet street, this home offers local access while being conveniently close to Downtown Phoenix's entertainment and dining scene, Encanto Park, and freeway access to I-17 and I-10. The property is also near the culturally diverse and vibrant Melrose vintage district, adding even more appeal to its fantastic location. With RV parking and a one-year home warranty included, this Campus Vista gem is a rare find that seamlessly combines vintage charm with modern conveniences.
Source: ARMLS #6784803
Interest rate and monthly payment estimated based on public records.
Source: ARMLS #6784803
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6784803
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.