930 Fieldstone Way, Haines City, FL 33844
4 beds · 3 baths · 2,461 sqft
Get a free consultation call with an expert in the mortgage assumption process.
$15,000 PRICE REDUCTION! Now is your chance to snag this stunning home at an even better value! Welcome to this Stunning 4-Bedroom, 3-Bathroom Home with Breathtaking Views-built in 2022, this gorgeous corner-lot home is nestled in a serene neighborhood with rolling hills and breathtaking views of citrus farms, evoking the charm of Tuscany right here in Florida. From the moment you enter, you’ll appreciate the thoughtful design, elegant finishes, and modern conveniences that make this home truly special. The spacious three-car garage comes equipped with an automatic door opener and an irrigation system to keep the landscaping pristine. A glass front door with an electronic keypad welcomes you inside, where a large foyer with a tray ceiling sets the stage for the stylish interior. Crown molding, ceramic flooring throughout (with plush carpeting in the bedrooms), and custom grey-textured vertical blinds add to the home's sophisticated appeal. An open and inviting great room features two chandeliers, recessed LED lighting, and a conveniently placed floor outlet, with flexible space for dining or entertaining. A versatile den/office with double French glass doors offers additional functionality. The gourmet kitchen boasts granite countertops, a large pantry, and a 12-foot island with built-in cabinetry, electrical outlets, and USB ports. The space is pre-wired for pendant lighting and comes complete with a French door refrigerator, flat-top stove, microwave, and dishwasher. The in-law/guest suite provides added privacy with its own sink, cabinetry, mini wine fridge, full bath with a glass shower door, and spacious closet. The master retreat features a tray ceiling, a generous walk-in closet, and a spa-like en-suite bath with granite dual vanities, a glass-enclosed ceramic tile shower with three showerheads, and a private water closet. The additional guest bath includes a deep soaking tub and mirrored medicine cabinet. A screened lanai with three-panel sliding glass doors, covered electrical outlets, and backyard floodlights offers the perfect space to relax and enjoy the stunning scenery. With its blend of elegance, functionality, and breathtaking surroundings, this home is truly a rare find. Schedule your private tour today!
Source: STELLAR #TB8345882
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8345882
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.