929 Tuscanny St, Brandon, FL 33511
4 beds · 4 baths · 2,382 sqft
Welcome to this stunning 4-bedroom, 3.5-bath pool home, centrally located in the heart of Brandon, Florida! Offering 2 stories of spacious living, this home is positioned on a 75 foot lot featuring a long extended driveway with a side entrance garage. As you step through the front door, you'll be immediately impressed by the soaring ceilings of the 19 foot cathedral foyer, creating a beautiful entry way filled with natural light. The first floor features formal living and dining rooms, full bed/bath, laundry room, kitchen, along with a cozy family room, all highlighted by new oak luxury vinyl plank flooring throughout. The recently renovated kitchen is a chef’s dream, boasting solid wood cabinets, quartz countertops, tile backsplash, and brand-new appliances. Upstairs, you'll discover two secondary bedrooms, along with a beautifully updated full bathroom, and the spacious primary bedroom featuring an ensuite bath, complete with a walk-in closet, dual vanities, a soaking tub, and a walk-in shower. The entire interior and exterior of the home have been newly painted, giving it a bright, modern feel, while newer fixtures throughout add a touch of character and style. The open concept design flows seamlessly, perfect for both everyday living and entertaining. Step outside through the sliding doors to the private, screen-enclosed lanai, where you'll find a covered area ideal for outdoor dining or relaxation, overlooking your sparkling pool. The backyard is fully fenced with a beautiful vinyl privacy fence, offering you the ultimate retreat for enjoying sunny Florida days in peace and privacy. The home also includes a spacious 2-car garage and a large driveway, providing plenty of space for parking. Located in the Brentwood Hills community, enjoy access to the amenities including tennis courts, community pool, covered pavilions, outdoor grills, and a playground area. NO CDD & Low HOA! Offering prime location within minutes to local restaurants, groceries, shops, schools, and 20 minutes to Downtown Tampa. With so many upgrades, this unique home is a must-see! Don’t miss the opportunity to make this dream home yours—schedule your showing today!
Source: STELLAR #tb8321850
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8321850
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8321850