929 Creekdale Dr, Clarkston, GA 30021
4 beds · 3 baths · 1,781 sqft sqft
Enjoy step-less ranch style living Conveniently located in the coveted Creekdale Estates of Clarkston near I-285, I-75, downtown Clarkston, Avondale Estates, Decatur, and Emory/CDC, as well as the PATH which connects to miles of Atlanta trails. Every inch of this beautifully remodeled home accentuates the warm wood tones of the all new hardwood floors throughout. Stepping into the living room from the covered front porch you enter to take in the opened up kitchen floor plan looking over the quartz countertops and the beautifully electric fireplace. Enjoy eating or entertaining with plenty of room to accommodate seating up to 4 over the quartz kitchen island with beautiful pendant lights. Enjoy brand new high end Stainless Steel Smart Home appliances with plenty of pantry space off of the kitchen and spilling into additional storage in the separate tiled laundry room. With a full 4 bedrooms and 3 full baths this ranch home has plenty of room to accommodate a full family, work from home spaces, and entertain family and friends inside or in the private backyard with spacious patio. With all new exterior paint and siding, new roof, new HVAC, updated landscaping, and a spacious backyard shed as extra storage or to be converted into a he/she shed this home has so many updated features. The interior boasts all black accent finishes and doors, with updated hardware throughout. All 3 bathrooms have been fully renovated to include waterfall tiled showers and updated vanities. Come see this fully renovated gem with almost nothing else to compare to in the area!
Source: GAMLS #10387823
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10387823
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10387823
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.