928 Cambridge Dr, Winter Haven, FL 33881
4 beds · 2 baths · 1,849 sqft
This 2 year old lake view 4 bed 2 bath Meritage home is practically brand new! Situated on a "corner cul de sac", this home enjoys low traffic flows in the front and beautiful views of Lake Lucerne in the back! From the pavered driveway and landscaped front lawn, a covered front porch welcomes you in. Large entry hall boasts plenty of space for backpack tree, console table, art display, or whatever makes you feel at home! To the immediate left of the entry are two spacious bedrooms and a shared bathroom with double sinks, granite countertop, and tub/shower combo. Halfway down the hall to the right you find the fourth bedroom tucked away for privacy, along with the interior laundry room and garage entry door. And just before you reach the end of the grand entry hall is a perfectly sized nook for creating a reading space, writing desk, homework area, custom dog/cat house area, or exactly what best suits your lifestyle. At the left end of the hall is the private owner's retreat with ensuite bath and extra large walk-in closet. Just beyond that, the space opens up to a large open floorplan living / dining / kitchen combo. The spacious kitchen features a large island with plenty of room for 4 stools, white shaker cabinets, subway tile backsplash, granite countertops, stainless Whirlpool appliances, and corner walk-in pantry. The living room includes upgraded huge ceiling fan to keep the air moving in this wide open space, and dining room features custom light fixture. You can easily expand your dining or entertaining to the outdoors through the sliders, which open onto a custom built fully enclosed lanai, with view of the lake! This is not just a screened patio! This room is fully enclosed with a pavered floor and windows on all 3 sides, allowing you to use this space year round regardless of the weather. Current owners chose to pop in a portable room air conditioner, making this space truly an extension of the home during all seasons. The completely fenced backyard opts for privacy on the sides and picket along the back so that the lake view can be enjoyed. This community offers a beautiful pool, community mailboxes and playground area. Just minutes to US 27 for access to shopping, dining and medical facilities. Legoland less than 30 minutes away. And a simple drive out to I-4 for travel to Orlando. Disney fans, you can be at Mickey's place in under an hour! Close enough to visit as often as you'd like, but far enough away to enjoy daily life without the congestion of the attractions. If you are an outdoorsman, welcome to the home of the Chain of Lakes and world class freshwater fishing! Under 30 minutes to Lake Toho and many, many more! Enjoy the nearby Hilochee Wildlife Management Area, or one of many nearby golf courses and country clubs. And finally, under 30 minutes to Florida Polytechnic University, which is ranked number 8 in the COUNTRY for career outcomes. This home has so much more to offer than just a house! Seller is sad to go but needed to get back into a smaller place for health reasons. Their loss is your opportunity! Schedule your private tour today.
Source: STELLAR #TB8357841
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Why Roam
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Unlock down payments as low as 5% – only with Roam
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If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
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We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8357841
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.