927 Torrey Pine Dr, Winter Springs, FL 32708
3 beds · 2 baths · 1,619 sqft
One or more photo(s) has been virtually staged. Winding tree lined Winter Springs roadways, lead you to sought after Greenbriar subdivision. Nestled under SWEEPING treetop canopies this ONE Of A KIND 3-bedroom 2 bath home with a Mediterranean Villa-style elevation, is proudly situated within the Tuscawilla Golf Course and Country Club community. Lush landscaping and brick paver driveway welcomes you. Cozy front entry porch is the perfect transition into this home. One step inside this SPACIOUS residence and you will notice the floor plan is seamless and feels larger than it is. Cool CONTEMPORARY color palates adorn the home and the perfect backdrop to the Bamboo laminate flooring in main living areas. The flooring adds charm and ambiance to any décor. Open dining room/ kitchen/ family room are perfect for gatherings and entertaining. Well over $50,000 in improvements & updates done to the home over the years. Create your favorite culinary specialties in this spacious and open kitchen plan. Wait till you see all the CUSTOM CABINETRY everywhere! PULL OUT Shelves are an excellent mix of organization and functionality. GRANITE prep space/counters and STAINLESS-STEEL appliances. Dinette space too for less formal meals. Roomy Master bedroom and bathroom. Spa-like master bath with a garden tub, spacious glass enclosed separate walk-in shower and dual vanities with GRANITE counter tops. Master closet designed with custom built-ins too. Second and third bedroom are perfect sizes, and one has a built-in office system including desk and plenty of storage. Vaulted ceilings and glass shelves in the dining room, add to the unique touches inside this residence. Inside laundry room off the hallway. Sliders led to a back screened in porch. Sit and have your morning coffee with nature. So private, with vinyl fencing and lots of rich foliage. SERENE outdoor living space, this 56 Sq foot screened patio helps to add to the flow of the home. The perfect backyard space for some activities and privacy. All this and such a convenient location that is close to top rated schools, parks, dining, entertainment, shopping, major roadways . Make a viewing of this home top on your list.
Source: STELLAR #o6226113
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6226113
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6226113
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.