927 Summer Breeze Dr, Brandon, FL 33511
4 beds · 2 baths · 1,956 sqft sqft
Here is your Oasis in the very Heart Of Brandon. Beautifully maintained at the center of everything. Large 4 bedroom, 2 bath, 2 car garage home with a wonderful view of the pond from your very own expansive, fully fenced in yard with no rear neighbors. Entering into your new home your thoughts are of how nice is the sight of your Living Room/Dining Room combo. Spacious and Welcoming. Continue into your combination Kitchen and Family Room and you are pleasantly surprised at the space and feel of your new home and all this space to create your own environment. A large Master Bedroom is awaiting you away from the other rooms. Private and spacious. A Master Bath with a separate shower and tub, a double vanity, a HUGE walk-in closet together make this your quiet paradise. Three large bedrooms and a full bath accompany the rest of the home for guest, family or friends to visit. A separate utility room for your convenience. A large 2 car garage. Beautiful yard space with a conservation area behind it as your rear neighbor. A calming Pond view make this all the more appeasing. An above ground pool is included in the space, but it would need a new vinyl liner to make is usable. You are close to schools, banks, supermarkets, stores, recreation areas like baseball fields, basketball courts, soccer fields, ice skating rinks, roller hockey and community centers for your enjoyment. Close to highways. Please do not wait to make an appointment for your very own private viewing.
Source: STELLAR #t3545269
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3545269
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3545269
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.