925 Wintergreen Blvd, Fern Park, FL 32730
2 beds · 2 baths · 1,296 sqft
Get a free consultation call with an expert in the mortgage assumption process.
PRICE REDIUCED!!!! This charming 2-bedroom, 2-bathroom 1 car garage oversized townhome provides a comfortable living space with ample room for entertaining. As you approach the property you will be greeted by the tranquility of your very own private courtyard, which can be great for enjoying your morning cup of coffee or watching the sun set as you sip your organic herbal tea. Once inside the home, you will immediately be engulfed by the vaulted ceilings in the living/dining room combo, which is bright and airy and offers flexibility for any lifestyle. As your eyes pan the room you'll immediately notice the enclosed patio at the back of the property, which provides additional living space and can be great for entertaining. The eat-in kitchen boasts ample cabinet space, a closet pantry, and a laundry closet complete with a washer and dryer. The oversized bedrooms are fashioned with walk-in closets. The granite countertops in the bathrooms add a touch of luxury, while the vinyl flooring throughout ensures durability and style. All appliances included (washer, dryer, range, refrigerator & Dishwasher. Beyond the home, the community’s amenities will win you over. Enjoy the sparkling pool, tennis courts, community playground, and workout facility. There’s even a community center for social events and gathering. If you are looking for comfort, style and a serene oasis to call home - THIS IS IT! Don’t miss your chance to explore everything this home and community can provide. Schedule your private showing today and see why this is the perfect place to call home!
Source: STELLAR #O6276616
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #O6276616
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.