VA loan
1 of 40
VA loan
$343,000

9247 Jakes Path, Largo, FL 33771

3 beds · 3 baths · 1,461 sqft

Welcome to this charming and spacious 3-bedroom, 2.5-bathroom townhouse at 9247 Jakes Path. Built in 2000, this residence offers a perfect balance of modern convenience and cozy living, ideal for those seeking low-maintenance comfort without sacrificing space or style. As you step inside, you're greeted by an open floor plan awash with natural light from large windows and skylights that brighten the home’s inviting spaces. The first floor features tile flooring that flows seamlessly into the kitchen, which is equipped with solid surface countertops and a full suite of modern appliances, including a dishwasher, electric range, microwave, and refrigerator—perfect for all your culinary adventures. The living room is designed for both relaxation and entertaining, with plenty of room to unwind or host guests. A convenient half-bathroom on this level ensures easy access for visitors without needing to go upstairs. Upstairs, you’ll find the private quarters, including the primary bedroom, which offers ample closet space and easy access to an en-suite bathroom. The upstairs bathrooms are the only rooms featuring tile flooring. The third bedroom stands out with its spacious walk-in closet, providing extra storage space for your belongings. An additional full bathroom serves the other two bedrooms, making this layout perfect for families or guests. The home is equipped with several recent updates, including a new electrical box and a tankless water heater, ensuring both safety and efficiency. An electric car charger in the garage is an added bonus for eco-conscious homeowners. The included washer and dryer make moving in even more seamless. Exterior features enhance both comfort and safety. Hurricane shutters provide peace of mind, while exterior lighting adds a touch of ambiance. The attached one-car garage, complete with a driveway and garage door opener, offers ample parking and easy access. In addition to its private amenities, this community also offers a shared pool and hot tub, perfect for relaxation and recreation. Whether you want to cool off during the summer or unwind in the hot tub after a long day, these amenities add an extra layer of enjoyment to your lifestyle. The townhouse also boasts tranquil views of the city skyline and lush garden surroundings. Located on a corner lot, the property enjoys additional privacy and convenient access to public transit, making commuting or running errands a breeze. Community amenities include pet-friendly policies (with certain size restrictions) and a monthly HOA fee that covers additional services, ensuring a low-maintenance lifestyle. This serene community allows you to focus on enjoying life while your home is well-maintained. This townhouse is move-in ready and waiting to offer its new owners a lifestyle of comfort, ease, and modern convenience. With thoughtful updates, community amenities, and a spacious layout, it’s a rare opportunity to enjoy a home that feels both inviting and practical.

Interest rate 3
3.19%
With Roam
7%
The seller’s mortgage rate at the time the loan was originated.
Monthly payment 3
$896
With Roam
$1,003
Reduce your monthly payments by $106 when you assume this mortgage.
You also save $7,895 in total interest paid.

$282,856
Edit

You may be able to put down less than the total down payment amount of $282,856 and have the rest of the funds financed with a 2nd mortgage from a lender. 4

Interest rate and monthly payment estimated based on public records.

Roam helps you take over the seller’s lower interest rate 1
We help you assume the seller's mortgage and avoid higher prevailing market rates.

45-day closing guarantee 2
We work directly with the mortgage servicer to help you quickly and easily close the transaction.

VA loan
Eligible for investors
Not a veteran? You may still be qualified to assume the mortgage.
Location
Details
Home
Size
1,461 sqft
Lot size
0.02 acres
Year built
2000
Type
Townhouse

Source: STELLAR #u8254667

Loan
Remaining term
6 years, 2 months
Rate
3.19%
Monthly P&I
$896
Remaining loan balance
$60,143

Source: Public records

How it works

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

Tour

Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.

Offer

Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.

Close

Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Frequently asked questions

What is Roam?

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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

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An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

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When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

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Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

expand content

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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Last updated: Nov 21, 2024 09:19 am
Listing agent: Larry Fischer (727) 300-6681
Listing provided courtesy of: LPT REALTY, LLC. (877) 366-2213
Details provided by STELLAR and may not match the public record.
MLS ID: #u8254667
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2024 MLS GRID. All Rights Reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.
Disclaimers
1 Roam connects buyers and sellers to homes with assumable mortgages via a concierge service. Roam does not offer or engage in mortgage lending activity.
2 30 day guarantee is subject to credit approval by your loan servicer.
3 The assumable interest rate shown for this assumable mortgage is an estimate using the average of interest rates in this home's area at the time of the last sale. The actual assumable interest rate may differ. Estimated payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Roam connects buyers and sellers to home with assumable mortgages via a concierge service. Roam does not offer mortgage loans, extend credit, make credit determinations, or otherwise engage in mortgage lending or brokering activities. The lender makes all credit and qualification decisions with buyers. Any determination to extend credit to a buyer is a decision by the lender, and not by Roam.
4 The lender makes all credit and qualification decisions with buyers. Any choice to extend credit to a buyer is a decision by the lender, and not by Roam.
$896/mo
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