VA loan
1 of 33
VA loan
$799,999 SIGNIN

Sign in to see required down payment for the 2.375% rate

9241 Roadrunner St, Highlands Ranch, CO 80129

4 beds · 4 baths · 3,075 sqft

Gorgeous 2-story with Walk-Out basement in sought after Westridge featuring exquisite Mountain Views. Move-in ready 4 bedroom, 4 bathroom, Walk-Out basement, and Mountain Views! Updated Kitchen with stainless steel appliances. New carpet. The main floor has a great open concept with vaulted ceilings, plenty of natural light, and glimmering hardwood floors. Large primary bedroom, exquisite mountain views, and dual Walk-in closets with newer barn doors. 5-piece primary bathroom featuring granite double vanity, soaking tub obscured for privacy with glass block for lots of natural light. 2 amply sized additional bedrooms upstairs. Fully finished Walk-Out basement with recreation room, flex space/home gym, kitchenette/wet bar, 4th bedroom, and full bathroom. Step out of either the mail level kitchen or family room sliding glass doors onto the large west side composite decking, with exquisite mountain views and featuring a SunSetter retractable awning. Private backyard with mature trees and recently added and seldom approved full size shed/she shed/man cave complete with electricity, stove, and flat screen TV. Radon mitigation system. New water heater. New clothes washer & dryer included. Walking distance to Town Center’s many restaurants and shops! 0.7 mi to UCHealth Emergency Care & Highlands Ranch Hospital, 0.8 mi to Eldorado Elementary School, 1.0 mi to Primrose School of Highlands Ranch, 1.2 mi to STEM School Highland Ranch, and 1.5 mi to Thunder Ridge High School. 0.5 mi to Marcy Park, 0.9 mi to Highlands Ranch Golf Club, and 1.0 mi Westridge Rec Center offering indoor and outdoor pools, fitness center, and tennis courts. Easy access to 470, Hwy 85 (Santa Fe), and Light Rail, without any of the noise. SHOWINGS BEGIN with OPEN HOUSE on SATURDAY 2/22/25 11AM-2PM

Estimated
Seller's interest rate
2.375%
7%
Estimated
Monthly payment

$2,961
$4,179
You may also save up to $376,260 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $4,179 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
VA
Rate
2.375%
Remaining term
25 yrs and 9 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,961
Principal & interest
$1,979
Mortgage insurance
-
Property taxes
$346
Home insurance
$580
HOA fees
$56
Utilities
Not included

Source: Public records

Home details
Size
2,874 sqft
Lot size
0.13 acres
Year built
1997
Type
Single Family Residence
HOA dues
$56.00

Source: RECO #5462055

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 16, 2025 06:15 pm
Listing agent: Jon Chew
Listing provided courtesy of: RE/MAX Professionals (303) 799-9898
Details provided by RECO and may not match the public record.
MLS ID: #5462055
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