9239 Palm Ave, Port Richey, FL 34668
3 beds · 2 baths · 1,479 sqft sqft
Stunning 3-Bedroom Ranch Home in Embassy Hills! Your Dream Home Awaits! Welcome to this captivating 3-bedroom, 2-bath ranch-style home in the heart of Embassy Hills! From the moment you walk through the door, you’ll be drawn into the spacious and airy living area, where soaring high ceilings and abundant natural light create a warm, inviting atmosphere. The open floor plan seamlessly connects the living and dining spaces, making it ideal for family gatherings and hosting friends. Imagine unwinding with loved ones in the serene lanai, your private escape where you can enjoy morning coffee or evening cocktails surrounded by the peaceful beauty of nature—perfect for relaxation or entertaining all year round! Each of the three well-sized bedrooms has been designed to maximize comfort and privacy. The master suite offers a cozy retreat with an en-suite bath, while the other two bedrooms are versatile spaces. You’ll love the flexibility this home provides to suit your unique lifestyle needs. With a roof replaced in 2019, this home offers peace of mind and is ready for you to move right in. Beyond the home’s charming interior, its prime location offers unbeatable convenience! Located just minutes from shopping centers, top-rated schools, and a fantastic variety of restaurants, this residence perfectly balances the tranquility of suburban living with easy access to all the essentials. This is more than just a home; it’s a lifestyle upgrade waiting for you. Don’t miss this rare opportunity to own a meticulously maintained gem in one of Embassy Hills' most sought-after neighborhoods. Schedule a showing today and take the first step toward making this dream home your own!
Source: STELLAR #a4627891
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #a4627891
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4627891
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.