9223 Saucedo Dr, Helotes, TX 78023
5 beds · 4 baths · 3,349 sqft
Enchanting Hilltop Retreat at 9223 Saucedo Dr, Helotes, TX Nestled atop a serene hill in the heart of Helotes, 9223 Saucedo Dr offers a harmonious blend of rustic charm and modern elegance. This expansive 3,349 sq ft residence, set on a generous 0.69-acre lot, boasts 5 spacious bedrooms and 3.5 well-appointed baths, providing ample space for both relaxation and entertainment. Upon entering, you're greeted by an open-concept layout bathed in natural light, with sleek laminate flooring underfoot and freshly painted walls in contemporary neutral tones. The heart of the home is the gourmet kitchen, featuring quartz countertops, a subway tile backsplash, and a large center island-perfect for culinary adventures and gatherings alike. The inviting living area offers ample space to relax and entertain, while the upstairs loft provides additional flexibility as a game room, office, or cozy retreat. The primary suite serves as a private sanctuary, complete with a luxurious en-suite bath and generous closet space. Additional bedrooms are thoughtfully designed, ensuring comfort and privacy for family and guests. Step outside to discover a backyard oasis where winding nature trails meander through towering oaks, offering a serene escape into the beauty of the Texas countryside. The expansive outdoor space is ideal for hosting gatherings, gardening, or simply soaking in the breathtaking hilltop views. Additional features include a three-car garage, energy-efficient systems, and proximity to local amenities, ensuring convenience without compromising the tranquil country ambiance. Experience the magic of Hill Country living at 9223 Saucedo Dr-a place where every sunrise paints a new masterpiece and nature's beauty is your daily backdrop. Welcome home. Please verify all measurements.
Source: SABOR #1833930
Why Roam
Lower rates and lower down payments
The only homebuying option for you to put 5% down and get a 5% rate.
Closing guarantee
We can close in 45 days or we’ll pay the seller’s mortgage until we close.
Offer acceptance
95% of offers accepted when made with Roam. 5% accepted without.
Have questions? Email support@withroam.com
Source: Public records
Source: SABOR #1833930
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.