9214 Tree Vlg, San Antonio, TX 78250
3 beds · 2 baths · 1,810 sqft sqft
Welcome to 9214 Tree Village this home is a very open concept, with many upgrades and no carpet in a well-sought-after NISD neighborhood Culdasac Street. This home has been well maintained. The tall 10 ft ceiling in the great room boasts an atmosphere of openness and relaxation. The additional living space in the garage conversion could include a 4th bedroom or a great family entertainment area. Recessed dimmer switch lighting throughout the home. There is a lot of closet space in the primary bedroom. All AC attic duct work was replaced with new AC duct installation last summer. All exterior facia has been replaced with Hardi board along with some of the exterior siding. Two sides of the backyard have been replaced with a 6-foot chain link fence and privacy covering so you will not have to worry about the replacement of this portion of the fence. Picture window and New window replacement in 3 major rooms. Shed Approx 12X12 can be converted into an outdoor Oasis or storage area, electricity is hooked up to the building, and the floor is constructed with IPE a Brazilian hardwood that is rot-resistant. The home is located in the Northside School District close to Sea World, shopping malls, and grocery stores. It is also an easy commute to major highways. Come and view this home you will fall in love with It!
Source: SABOR #1811828
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1811828
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1811828
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.