9211 Seeger Ln, Land O Lakes, FL 34638
4 beds · 2 baths · 1,805 sqft
***Price Improved***Stunning 4-Bedroom Home with Conservation & Pond Views with NO CDD and LOW HOA! Welcome to your dream home! Nestled on a quiet cul-de-sac, this beautifully landscaped property features an oversized driveway and vibrant pops of color in the garden. As you step inside, you’ll be greeted by breathtaking conservation and pond views—perfect for enjoying nature during the day or stargazing at night. Upon entry, to your left, you’ll find a spacious dining and seating area, ideal for gathering with friends and family. A built-in storage unit at the far end provides ample space for organization. The kitchen is a chef’s delight, boasting granite countertops, tall cabinetry with crown molding, stainless steel appliances, and a reverse osmosis system for purified water. Adjacent to the kitchen, the laundry room offers additional storage and convenient access to the garage. Plus, the home is equipped with a water softener system. For added privacy, two bedrooms and a full bathroom are tucked away off the kitchen. The living room is a cozy yet spacious retreat, featuring a wood-accented decorative wall, built-in storage/entertainment center, and picturesque backyard views. Enjoy music or movies with the built-in speaker system throughout the home. The Primary Suite is a private oasis with serene backyard views, a luxurious EnSuite bathroom complete with a garden tub, walk-in shower, double sinks, and a spacious walk-in closet. But that’s not all—behind the entertainment center, you’ll discover a hidden 4th bedroom with extra storage and a view of the outdoor space. Step outside to your expansive lanai and backyard, perfect for entertaining or unwinding in tranquility. This home also features paid-off solar panels and a wired security system, ensuring energy efficiency and peace of mind. Don’t miss the opportunity to own this one-of-a-kind home with stunning views, thoughtful design, and endless storage! Schedule your showing today!
Source: STELLAR #TB8357612
Financials
Source: STELLAR #TB8357612
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.