9210 Rhode Island Ave, College Park, MD 20740
6 beds · 2 baths · 2,120 sqft
This well-maintained 6-bedroom, 2-bathroom residence offers generous indoor and outdoor living space, along with a flexible layout ideal for a variety of lifestyles. Thoughtful updates throughout the home, combined with a recently installed roof (2020) and leased solar panels (2020), ensure long-term value and enhanced energy efficiency. The solar panels convey with the property and include a 25-year workmanship warranty for added peace of mind. A charming front porch welcomes you into a bright and inviting living room featuring hardwood floors, recessed lighting, and elegant chair rail accents. The adjacent dining area is filled with natural light and includes a ceiling fan and continued hardwood flooring. The kitchen is both stylish and functional, featuring white cabinetry, granite countertops, stainless steel appliances, and a raised breakfast bar—ideal for casual dining or entertaining. The main level includes three comfortable bedrooms and a full bathroom with tasteful finishes. The fully finished lower level offers exceptional versatility, complete with a spacious recreation room, separate walk-out access, and a well-appointed kitchenette featuring granite countertops, a full-size sink, refrigerator/freezer, dishwasher, and microwave. Three additional bedrooms, a second full bathroom, and a large laundry/utility room with two full-size stackable washer/dryer units round out the lower level—perfect for extended family, guests, or flexible living arrangements. Step outside to enjoy a large, fenced-in backyard and a deck, perfect for entertaining, gardening, or pets. Ideally located just steps from a local park and only minutes from the University of Maryland, as well as the College Park and Greenbelt Metro stations, this home offers the perfect blend of comfort, convenience, and space in one of College Park’s most sought-after neighborhoods.
Source: BRIGHT #MDPG2147712
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #MDPG2147712
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.