921 Thousand Oaks Bnd NW, Kennesaw, GA 30152
5 beds · 5 baths · 5,084 sqft sqft
JOIN US FOR OPEN HOUSE NOV 16th 12:00-2:00!! $2000 LENDER CREDIT AND FREE APPRAISAL WITH PREFERRED LENDER-STRATEGIC MORTGAGE ADVISORS!! Come and see this wonderful home in the beautiful Hickory Springs Community in Kennesaw! This home has plenty of space for the entire family! Walk in to the beautiful two story foyer and true hardwood floors throughout the main level. Enjoy all of the beautiful natural light in the two story family room. You will love to cook in the recently remodeled kitchen featuring black stainless steel appliances, glass tile backsplash, and granite countertops. Just off of the eat in kitchen is a relaxing all season porch to enjoy your morning coffee and your evening glass of wine. Relaxation will come easy in the oversized primary suite with its own fireplace and seating area. Need space for other family members? This home has an in-law suite in the basement with a full kitchen, separate entry, and separate driveway! The basement also has a theater room making it the perfect spot to entertain. Other updates include new carpet in the basement and upstairs bedroom level and new roof. Hickory Springs Community is in a fantastic school district and boasts of great amenities to include swimming, tennis, playground and a lake.
Source: GAMLS #10387889
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10387889
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10387889
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.