921 Benchmark Dr, Wellford, SC 29385
3 beds · 3 baths · sqft
Here is the chance to make this luxurious home yours. This 3 bedroom, 3 full bath, ONE LEVEL plus FLEX ROOM (or 4th bedroom) is beautifully landscaped and complete with a rocking chair porch. From the first glance as you walk in you notice the GORGEOUS HARDWOOD FLOORING that flows throughout the main living areas. The living room features a vaulted ceiling and a corner-set gas log fireplace. Indulge your culinary desires in the gourmet kitchen, a haven for any aspiring chef. The well-equipped kitchen offers an abundance of cabinetry. GRANITE COUNTERTOPS, sleek appliances and a spacious pantry. This open concept dining room opens to a bright sunroom that could also be used for a home office. The MASTER SUITE ON THE MAIN LEVEL serves as a comfortable retreat with its beautiful tray ceiling. The ensuite bathroom boasts a double vanity, glass enclosed shower, garden tub and a spacious walk-in closet. The other two secondary bedrooms on the main level feature walk-in closets and share a centrally located full bath. Go upstairs and you will find a 22x20 FLEX ROOM with a custom built 9.5ft black felt pool table. This room features an ensuite bathroom that would make a great teen suite, or IN-LAW SUITE. Be the envy of the neighborhood outside. You will find an oasis with a custom built 40x38 inground pool with swim out and stairs, concrete build and automatic vacuum. Custom outdoor lighting around fence area, roof and pool area are hardwired. Enjoy the 8-person four wind Tuscan San shell 11 jet hot tub. You will also enjoy the 20x10 screened porch that serves as the perfect cabana. Don't miss the main level laundry room that features plenty of cabinetry, shelving, and sink. Washer and dryer also convey making this home move in ready. The two-car garage features a 10x7 alcove great for a workshop or garden workspace. This luxury home also boasts a 4 ZONE SPRINKLER SYSTEM, AN INSULATED GARAGE, IS ENERGY-EFFICEINT. HAS GRANITE COUNTERTOPS and BEAUTIFUL HARDWOOD FLOORING. This home seamlessly combines comfort and practicality. It is an excellent place to call home, with each living space thoughtfully designed for your daily enjoyment.
Source: GREENVILLESC #1550618
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: GREENVILLESC #1550618
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.