9209 W Long Hills Dr, Sun City, AZ 85351
3 beds · 2 baths · 2,032 sqft
Highly updated 3 bed / 2 bath Stanford model home, located just around the corner from Palmbrook Country Club in the active adult golf community of Sun City. As you step inside, you're greeted by spacious living room filled with abundant natural light, perfect for both relaxation & entertaining. The kitchen, renovated in 2019, features crisp white cabinetry, SS appliances, & updated countertops, offering plenty of counter space. An adorable breakfast nook with a built-in hutch flows seamlessly into the formal dining area, complete with updated light fixtures. The primary bedroom offers an updated en-suite bathroom with new fixtures & lighting, glass-enclosed walk-in shower, added vanity space, & large walk-in closet. The secondary bedrooms are generously sized with built-in closets & drawers, while the hall bathroom boasts a large walk-in shower for convenience.Both the primary bedroom & family room are equipped with mini splits in addition to the central A/C, ensuring optimal comfort year-round. Updates throughout the home include new flooring & bathroom renovations in 2022, along with a new hot water heater installed the same year. Enjoy the outdoors in the screened Arizona room (26x11), complete with rolling shades for comfort, making it an ideal spot for relaxing or entertaining. Huge backyard is fenced with a dog run and a pet door. Experience everything that Sun City has to offer! Residents here enjoy an array of activities & attractions, including lush golf courses, top-notch recreation centers, and lively social clubs, making it an ideal destination for active senior living. This home offers a perfect blend of modern updates and cozy charm in a prime location.
Source: ARMLS #6767816
Interest rate and monthly payment estimated based on public records.
Source: ARMLS #6767816
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6767816
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