9208 N 27th St, Tampa, FL 33612
3 beds · 2 baths · 1,425 sqft
Modern Property with Basement and Strategic Location in Tampa This property will captivate you from the moment you step into its spacious backyard, perfect for relaxing or enjoying outdoor activities! With 3 bedrooms, 2 bathrooms, a laundry room, and additional closets offering great convenience and storage, this home is designed for your comfort and ease. The house stands out with its modern design, featuring a beautiful combination of dark and soft tones that will make you feel like you're in the future. The finishes are perfectly blended, adding a touch of elegance and sophistication to every corner. Blackout curtains throughout provide the privacy and light control you need. The spacious kitchen, with elegant quartz countertops and gray and dark cabinets accented with gold touches, is a dream for any cooking enthusiast. It also comes equipped with high-end appliances, perfect for making every meal a top-tier experience. The kitchen is illuminated by a beautiful glass door that allows you to enjoy nature while preparing your favorite dishes. This impressive property also features a basement, a rare find in nearby properties, offering extra space for multiple uses. The fine finishes in the bathrooms and kitchen reflect a high level of attention to detail, creating a modern and inviting atmosphere. Located in a quiet neighborhood, this property is in a strategic area of Tampa, close to Busch Gardens, the University of South Florida (USF), and major avenues, making it the perfect place to enjoy the best of the city. It's just 10 minutes from downtown Tampa and major access points like I-275, with renowned restaurants such as Columbia and Mediterranean food options just minutes away. The new fence adds extra security and privacy, while the large backyard offers ample space to park an RV, ideal for those who love the outdoors. Additional Features: Wellness: Just a short walk from services that promote physical activity and healthy eating! Vibrant Atmosphere: Calm and peaceful surroundings at all times, perfect for those seeking tranquility! Quiet: Quiet area with minimal noise, ideal for resting! Minimal flood factor. Don't miss the opportunity to live in a modern property with spacious rooms and perfect backyard!
Source: STELLAR #TB8365774
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: STELLAR #TB8365774
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.