9208 Kaitlyn Ct, Lantana, TX 76226
4 beds · 4 baths · 3,158 sqft
Welcome Home! This beautifully updated two-story stunner offers the perfect blend of style, comfort, and functionality—set in a private setting ideal for both everyday living and unforgettable entertaining. The spacious open floor plan features an extended family room, a sunny breakfast nook, and a show-stopping kitchen with crisp white painted cabinets, Silestone countertops, stainless steel appliances, upgraded tile flooring, and a built-in planning desk. Hand-scraped hardwood floors flow through the main living areas, while fresh interior paint and new carpet (March 2025) give the home a clean, modern feel. A plethora of natural light pours into every room, creating a warm and inviting atmosphere throughout. The HUGE primary suite is a true retreat, offering an extended layout for added space and flexibility. The ensuite bath is a dream, featuring a luxurious soaking tub, separate shower, dual vanities, and plenty of space to unwind. All bedrooms are generously oversized, offering comfort, privacy, and room to grow. Upstairs, a large game room with a built-in computer desk provides the perfect space for work, play, or relaxation. But the real showstopper is the private backyard oasis. Designed with low-maintenance artificial turf (May 2023) and an extended patio, this space leads to a fully equipped outdoor kitchen with a beverage fridge, two-burner range, and smoker pedestal—ideal for weekend cookouts or hosting under the stars. Additional updates include a Class 3 impact-resistant roof (Oct 2023) and an independent foundation engineer’s report (Jan 2025) for added peace of mind. Every inch of this home has been thoughtfully designed and meticulously maintained. This move-in ready gem offers oversized spaces, natural light, designer upgrades, and a backyard built for entertaining. Don't miss your chance to make this exceptional home your own!
Source: NTREIS #20875349
All values shown are estimated costs / mo.
Source: Public records
Source: NTREIS #20875349
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.