92 Radcliffe Ct, Clayton, NC 27527
3 beds · 3 baths · 2,016 sqft sqft
Great floor plan in this 3Bedroom/3bath unit with Primary & Bedroom 2 on Main Floor. Living spaces all open together. Family room features a vaulted ceiling corner gas log Fireplace & double windows for lots of natural light. Spacious Kitchen with white cabinets, granite counter tops, & subway tile backsplash + SS appliances including a GAS range - a true chef's delight. Dining Rm offers plenty of space for a large farmstyle table & a hutch or buffet - imagine the dinners you have here.Primary bedrm has space fit for a king & addit'l furniture & even the queen will enjoy the great walk-in closet. Primary bath includes double vanity & glass enclosed walk in tile shower. Bdrm 2 is also a good size & has a large closet +attached bath. 2nd floor offers Bedrm 3 again w/attached bath. On this floor is also a large Bonus/FLEX room... imagine the possibilities. Off this space is a very nice walk in attic for all of your storage needs! Main floor also includes a laundry room with storage bench & hooks for your convenience. Sellers are including the washer, dryer & fridge with this home. For outdoor living there's a great screen porch with ceiling fan & roll down screens - what a great spot to what the birds, relax & entertain. The home also has a 2 car attached garage. All of this located in the FAST growing Flowers Plantation of Clayton offering amenities such as miles of walking trails including the n'hood lake; 3 nearby shopping outlets with restaurants, grocery stores & more. Plus exciting new things coming soon to the area such as the Waterfront District with even more shops, restaurants & events!
Source: TRIANGLEMLS #10039188
Interest rate and monthly payment estimated based on public records.
Source: TRIANGLEMLS #10039188
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10039188