919 SE 34TH ST, Cape Coral, FL 33904
Welcome to your 3bed/2bath pool home surrounded by tropical palms and landscaping. This spacious home has 1,677 living sqft, a 900+ sqft. screened lanai, plus a two-car garage. The spacious living area is ideal for entertaining guests or unwinding. The heart of this home is undoubtedly the outdoor oasis. Step through the sliding doors to discover a screened-in Lanai that overlooks a sparkling swimming pool, offering the ultimate in relaxation and entertainment. With the pool heater, you can enjoy the water year-round, whether it's a refreshing dip on a hot summer day or a soothing swim under the stars. Surrounded by mature landscaping, including palm trees and tropical foliage which provides ample privacy, the backyard is a tranquil escape from the hustle and bustle of everyday life. Spend lazy afternoons lounging by the pool or hosting BBQs with friends and family in this private paradise. Inside, vaulted ceilings and an open floorplan connect the living room, kitchen, and dining room together. A long kitchen bar with granite countertops is perfect for serving food at family gatherings. Stainless appliances, custom cabinetry, and soft-close drawers add a hint of luxury to your light and bright SWFL home, which boasts natural sunlight during the day. Tile floors throughout are easy to sweep after a day at the beach or a nearby park. The split floorplan allows privacy for the two guest bedrooms that share a bathroom with shower/tub combo. The primary bedroom features a walk-in closet, double sinks, and walk-in shower. Located off of Country Club Blvd., you are a short bike ride or drive to the shops, restaurants, and marinas in SE Cape. Includes New pool pump and heater (2023), new roof (2023), water heater (2022), new AC (2018). No flood insurance required, home did not incur any water intrusion.
You may be able to put down less than the total down payment amount of $4,569 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #224040143