9188 Independence Way, Fort Myers, FL 33913
2 beds · 2 baths · 2,147 sqft
Welcome to your dream home in Fort Myers! This stunning single family home boasts 2 bedrooms, 2 bathrooms, and a 2 car garage, perfect for a small family or couple looking for a cozy retreat. FULL GOLF MEMBERSHIP!! The in-ground pool is perfect for relaxing on hot summer days, while the office space provides a quiet place to work from home. The quartz counters and stainless steel appliances in the kitchen add a touch of luxury, while the salt water pool offers a refreshing alternative to traditional chlorine pools. With storm protection on all windows, you can rest easy knowing your home is safe and secure during inclement weather. The Beautifuly Remodeled Kitchen and updated primary bath add a modern touch to this charming home, while the generator ensures you'll never be without power. Located within walking distance to the main club, this home is perfect for those who enjoy an active lifestyle. Furnished turnkey and situated on a large corner lot, this home is ready for you to move in and start enjoying the Florida lifestyle. Don't miss out on this incredible opportunity to own your own piece of paradise in Fort Myers! Colonial Country Club also offers a variety of amenities for residents to enjoy, including pickleball and tennis courts, nature walking trails, a restaurant and bar, and a fitness center. Whether you're looking to stay active or simply relax and unwind, this community has something for everyone. Don't miss out on the opportunity to own this incredible home in Colonial Country Club. With its luxurious features, stunning views, and top-notch amenities, this property is sure to impress. Schedule a showing today and make this your forever home! After a day of activities, unwind at the on-site restaurant and bar, where you can indulge in delicious cuisine and socialize with friends and neighbors!! Close to the Airport, Twins and Redsox Stadiums!! Walk to Tennis, Bocce, Fitness Center, Clubhouse etc!!
Source: FORTMYERS #225016500
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FORTMYERS #225016500
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.