9160 Dover St, Lithia Springs, GA 30122
5 beds · 3 baths · 3,332 sqft sqft
Welcome to this captivating and meticulously maintained property nestled in a charming residential neighborhood. As you approach the home, you\'re greeted by a well-manicured lawn, neatly trimmed shrubbery, and a beautifully landscaped front yard that sets the tone for the delightful experience that awaits.Stepping through the inviting front door, you\'re immediately struck by the home\'s warm and welcoming atmosphere. The spacious living room, with its tasteful decor and ample natural light, creates a serene and comfortable setting for relaxation and entertainment. Nearby, the formal dining room boasts elegant furnishings and a charming chandelier, offering the perfect space for hosting intimate gatherings or grand celebrations.The kitchen, the heart of the home, is a culinary enthusiast\'s dream. Featuring gleaming appliances, ample counter space, and thoughtfully designed cabinetry, this space is truly the epitome of functionality and style. Imagine the joy of preparing delectable meals while taking in the tranquil views of the well-maintained backyard.As you venture upstairs, you\'ll discover a remarkable master suite that exudes luxury and comfort. The spacious bedroom, with its plush carpeting and soothing color palette, provides a peaceful oasis for unwinding after a long day. The en-suite bathroom, with its elegant fixtures and ample storage, offers the perfect blend of form and function.The additional bedrooms, each with their own unique charm and character, provide ample space for family members or guests. The hallway bathroom, tastefully appointed and well-maintained, ensures convenience and privacy for all.The backyard of this remarkable property is a true oasis, offering a tranquil and private retreat. Lush greenery, thoughtfully placed trees, and a well-designed patio area create an inviting atmosphere for outdoor gatherings, barbecues, or simply enjoying the serene ambiance.This exceptional home, with its meticulous attention to detail and commitment to quality, is a true gem in the neighborhood. Whether you\'re seeking a forever home or an exceptional investment opportunity, this property is sure to exceed your every expectation. Schedule your private viewing today and experience the charm and elegance that this remarkable residence has to offer.
Source: FMLS #7468999
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7468999
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7468999
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.