9153 Mineola Ct, Manassas, VA 20111
4 beds · 3 baths · 2,972 sqft
Price IMPROVEMENT!! FREE one year, seller upgraded America's Preferred Home Warranty! Call agent for details. Croissants&Coffee Open House Sat 12-3pm, Sun 1-4pm--Stop by for 🥐&☕️!! Custom, hand-painted, past model, colonial-style, three-level, home on corner lot; includes four beds, two and a half baths, and sizable den in partially finished basement with rear entrance. Park in the garage, or walk through the main level to a bright, open, and recently upgraded home. The separate study/office is accompanied by built-ins, copper hand-painted crown molding and trim, 13+ft ceiling, and an easily accessible half bath. Stop into the formal dining room or sunlit kitchen with newly sealed counters, custom painted cabinets, geometric backsplash, new faucet and built-in microwave. Step into the newly carpeted living room outfitted with a mantel/gas fireplace and sliding glass doors to enjoy the shaded deck with a green view. Washer and dryer are located off of the kitchen for your convenience. The interior and front facing window panelling have been replaced and repainted. Find the four bedrooms and two bathrooms upstairs decorated with custom wall paper, while the spacious primary bedroom with it's intricate ceiling and mural provides an en-suite with jacuzzi soaking tub, stand-up shower, dual sinks, and new shower fixtures. Three bedrooms or two additional bedrooms and an office are located across the full hall bath furnished with double sinks and a tub-shower. The basement's den room offers a separate work out space, large recreational room, rear exit through sliding glass doors, and garage access. Lennox A/C and furnace is less than 1 year old with a brand new water heater! Additional sewer rough-in located in basement across from den. Completely landscaped and fenced-in backyard with laid gravel and turf. Great location! Near Signal Bay Water Park, Signal Hill Park, the Bull Run Occoquan Trail, Blooms Park Trail, Manassas Park, VRE Train Station, and Manassas City Hall. Shops and retail centers at Signal Hill and Manassas Shopping Center!
Source: BRIGHT #VAPW2088978
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: BRIGHT #VAPW2088978
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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